Privacy notice
Last updated October 2026
This notice describes how information submitted through NXLine Refi is collected, used, and shared. NXLine Refi is a mortgage information and referral service, not a lender or mortgage broker.
Information we collect
We collect the information you choose to provide, including your name, email address, telephone number, property address, estimated credit range, current mortgage details, debt balances, requested cash-out amount, payment history, and veteran-benefit information. We may also collect basic technical and campaign information, such as referral parameters, device information, and the time a request was submitted.
How we use information
- To review and respond to your request.
- To connect you with a mortgage professional licensed to assist in your property’s state.
- To operate, secure, measure, and improve this service.
- To maintain records and comply with applicable legal obligations.
How information may be shared
Your information may be shared with the licensed mortgage provider assigned to your request, service providers that help operate the site, or parties required by law. NXLine Tech may receive compensation in connection with a referral. If the initially assigned provider cannot assist, your information will not be sent to another mortgage provider unless you separately agree.
Calls and text messages
If you provide the required express consent, NXLine Tech and the licensed mortgage provider assigned to your request may contact you at the number provided as described next to the form’s consent checkbox. Consent is not required to obtain a loan or use this information service. You may reply STOP to text messages to opt out.
Retention and security
Information is retained only as reasonably needed for the purposes described here, recordkeeping, dispute resolution, and legal compliance. We use administrative and technical safeguards intended to protect submitted information, but no internet transmission or storage system can be guaranteed completely secure.
Your choices
You may ask the mortgage professional handling your request to correct your contact information or stop marketing communications. Additional rights may apply depending on where you live.
You can raise a privacy question by replying to the call, email, or text associated with your request. Formal business contact and licensing details will be added before paid lead-generation campaigns begin.